Vidwaan Singhania White paper

Open to roles in consulting, AI and finance

Hi, I'm Vidwaan

I'm a BCom student at UVic Gustavson, graduating in 2027.

I build AI agents and automation for finance work.

See the work GitHub LinkedIn

About

Building where AI meets finance

My main interest is finance, and within it I'm most interested in developing and building.

I'm a BCom student at UVic Gustavson, graduating in 2027. I'm from Bangalore, India, and moved to Victoria in 2023 to study. Outside finance I shoot landscape photography, play table tennis, and follow F1.

The largest thing I've built so far is a pipeline of ten agents that research a company, argue both sides and make a BUY, HOLD or SELL call. The white paper compares it with research I wrote myself.

Finance is the subject I know best, which is why the tools point at it. I've written equity research on Air Canada for the CFA Institute Research Challenge, built a €300M capital deployment model and a 10,000-path Monte Carlo pension simulation, and spent two summers consulting at SAMH and Xenex.

  • 1 of 4Chosen for the CFA Research Challenge
  • 18Equity research reports
  • ~8.5%Cost reduction at SAMH

  • AI agents

    Multi-agent pipelines and open-source AI skills that do a finance job from evidence to a rated call.

  • Valuation

    DCFs and relative valuation, capital deployment models, Monte Carlo simulation.

  • Consulting

    Two summers of process mapping, cohort analysis and dashboards, where the answer has to be quantified. I also wrote I to E, a five-stage operating model framework.

  • Case competitions

    JDC West twice, Copenhagen Business School twice, McGill's portfolio challenge and the Canadian Marketing League.

Projects

Featured work

AI agents, equity research and a consulting framework first, then the case competitions.

  • AI agents

    Multi-agent equity research

    Ten agents in eight stages: four analysts, a valuation agent, a bull, a bear, a judge, a risk check and a writer. Each run ends in a BUY, HOLD or SELL call that gets scored against the market a year later.

    • Python
    • Claude Code
    • 10 agents

    Read the paper online  ·  Code on GitHub

  • Consulting framework · October 2026

    I to E: Ideation to execution

    A five-stage method for taking an organization's operating model from diagnosis to a working design. I built it by putting four published frameworks, from McKinsey, Bain, Accenture and KPMG, in a fixed order, then read Unilever's 2024 reorganization against the stages as a worked example. I haven't used it on a live engagement.

    • Operating model
    • 5 stages
    • 2-page explainer
    • CC BY 4.0

    Read the explainer  ·  Repo on GitHub

  • AI skills

    Twelve AI skills

    Open-source skills that give an AI model a job, whichever model you use. Four form an investment committee: a buy-side analyst, a chief risk officer who tries to break the thesis, a macro analyst and a portfolio manager who sizes the position. Eight more handle lecture notes, timetables, vault upkeep, GitHub docs, checking variance commentary, reviewing my own AI sessions and keeping AI writing from sounding like AI.

    • AI skills
    • Open source

    All twelve skills

  • AI-assisted research

    Eighteen equity research reports

    Written with Claude from June to October 2026, each with a DCF, three scenarios and a probability-weighted price target. Every call is logged and gets checked against the index from June 2027.

    • DCF
    • Three scenarios

    Covered in the white paper

  • Equity research · 2025

    CFA Institute Research Challenge: Air Canada

    One of four students chosen to represent UVic. We wrote a 20-page report valuing Air Canada with a DCF cross-checked against trading multiples, then ran scenario and sensitivity analysis on yield, load factor, fuel cost and the CAD/USD rate.

    • 1 of 4 selected
    • 20-page report
    • DCF and relative valuation

Case competitions

  • Pension modelling

    McGill International Portfolio Challenge

    I built a two-pot pension fund model from scratch under a set of regulatory constraints, then ran a Monte Carlo simulation of more than 10,000 paths to see how the fund behaved over a 30-year horizon. The output covered drawdown risk, the probability of underfunding, and how the plan held up in tail scenarios.

    • 10,000+ simulated paths
    • 30-year horizon
    • Monte Carlo

  • 2024 and 2025

    Copenhagen Business School

    Two rounds with CBS. In 2024 I worked on a market entry strategy for a media company and quantified the revenue and margin impact. In 2025 I built the financial model behind a €300M capital deployment plan, covering NPV, payback and the downside cases.

    • €300M deployment model
    • NPV and payback
    • Market entry

  • 2024 and 2025

    JDC West

    Two years on UVic's JDC West team. In 2024 I was the only first-year to qualify, competing on the International Business team, which placed 4th. In 2025 I led the Business Technology team.

    • 4th, International Business (2024)
    • Team lead (2025)

  • September – November 2024

    Canadian Marketing League × Points for School

    The pre-season case for Points for School, a program that lets students pay tuition with credit card loyalty points. I built the campus go-to-market pitch and placed 2nd among campus representatives from more than 20 Canadian universities. It led to an independent consulting engagement with the company from December 2024 to May 2025, pitching a Big Five bank loyalty partnership aimed at the 500,000+ international students studying in Canada.

    • 2nd of 20+ universities
    • Consulting engagement followed

AI skills

AI skills I've built

Twelve open-source skills, each a prompt an AI agent loads when a task calls for it. They follow the open Agent Skills format, so they work with Claude, ChatGPT, Gemini or a local model. The four finance skills share one repo and the other eight have a repo each. Eleven are under the Apache-2.0 licence, which asks anyone who uses them to credit me, and I hate AI writing is under the MIT licence.

Finance-Skills on GitHub

The investment committee set

Four finance roles run in order: the analyst writes a thesis, the risk officer tries to break it, and the portfolio manager decides whether it gets capital. The macro analyst sets the context.

  • Builds the case

    Buy-side equity analyst

    Fundamental research on one public company: business model, moat, financial quality, valuation, risks and catalysts. It ends in a probability-weighted view, a confidence score out of ten and a position suitability call.

    Skill on GitHub

  • Attacks the case

    Chief risk officer

    Starts from the assumption that the thesis is wrong and works to prove it: lists how the assumptions fail, models the worst realistic outcomes, then gives a drawdown estimate and a risk rating.

    Skill on GitHub

  • Sets the regime

    Macro analyst

    Sorts the economy into one of six regimes from rates, inflation, growth, liquidity, credit and policy, then works forward to sector and factor positioning. It does not pick stocks.

    Skill on GitHub

  • Sizes the position

    Portfolio manager

    Takes the analyst's expected return, the risk officer's downside and the macro regime, checks correlation with what is already held, and turns them into a position size.

    Skill on GitHub

Study, vault and GitHub tools

  • Study

    Lecture notes builder

    Merges a lecture transcript and the slides into one exam-ready note, filed in the right Obsidian course folder. Skipped slides are marked and anything the recording garbled is flagged.

    Repo on GitHub

  • Study

    Timetable to ICS

    Converts a class or exam timetable into an .ics calendar file. A bundled Python script generates the calendar, re-reads it and checks every event against the source before handing it over.

    Repo on GitHub

  • Obsidian

    Vault health check

    Audits an Obsidian vault with a read-only script for orphan notes, broken links, duplicate names, unused attachments and stale index notes. It applies the unambiguous fixes and asks before anything destructive.

    Repo on GitHub

  • Obsidian

    PDF to Profile note

    Turns a personality report, assessment or study guide PDF into a short note with every claim cited to a page, and flags conflicts with what the Profile already says.

    Repo on GitHub

  • GitHub

    Project README publisher

    Turns a project's Obsidian notes into tab-style GitHub documentation and publishes it on a branch through a pull request. It never pushes to main.

    Repo on GitHub

Checking and review tools

  • Finance

    Reconciliation Assistant

    A variance commentary checker. An AI drafts month-end budget-vs-actual commentary from the figures and the budget owners' notes, and a script checks every number, direction word and missing driver against the source before a reviewer signs off.

    Repo on GitHub

  • Workflow

    Self improver loop

    Reads your recent AI coding sessions, reports what keeps going wrong and what you keep redoing by hand, and hands you the exact edits. The next review checks whether the last fixes worked.

    Repo on GitHub

  • Writing

    I hate AI writing

    The rules that keep generated prose from reading like a language model wrote it: banned vocabulary, plain swaps, sentence and formatting rules, and a final pass to run before delivering text. Built from Wikipedia's field guide to the signs of AI writing.

    Repo on GitHub

Experience

Where I've worked

Consulting internships, a live-in leadership role and earlier research and content work. Newest first. Each one opens for the detail.

Xenex Consulting Inc.May – July 2026 · Victoria, BC Summer Intern Built a reporting dashboard with separate internal, client and coach views for a healthcare consulting practice.

A healthcare consulting practice in BC. I built a multi-audience reporting dashboard for coaching-assignment data, with separate internal, client and coach views plus an equity view breaking placements down by gender. On the operations side I set up Google Workspace for the company domain end to end, wrote a Workspace versus Microsoft 365 comparison, and evaluated outreach and CRM tooling.

I also researched funding options for international co-op students, who are shut out of the federal Student Work Placement Program, and drafted a gap analysis and early specs for a bridge fund.

  • Dashboard design
  • Google Workspace
  • Policy research
University of VictoriaAugust 2025 – May 2026 · Victoria, BC Residence Advisor First point of contact for emergencies on my floor; I ran safety, wellness and community programming.

A live-in role. I was the first point of contact for the students on my floor, which covered everything from mediating roommate conflicts to responding to after-hours emergencies. I also ran wellness and community programming through the year.

  • Peer mentoring
  • Crisis management
  • Conflict resolution
SAMH Consulting LLCMay – August 2025 Business Advisory Intern Mapped the order-to-delivery process and quantified the bottlenecks, which drove a cost reduction of about 8.5%.

I mapped the end-to-end order-to-delivery process and quantified where it was losing time and money; the changes that came out of it cut costs by about 8.5%. I also segmented customer revenue cohorts to find which behaviour patterns were worth the most, and built automations for the repetitive parts of the workflow. I sat in on founder-led calls and presented what the data showed.

  • ~8.5% cost reduction
  • Process improvement
  • Customer segmentation
Points for SchoolDecember 2024 – May 2025 · Victoria, BC Independent Consultant Pitched the CEO a Big Five bank loyalty partnership aimed at Canada's 500,000+ international students.

Points for School lets students pay tuition with credit card loyalty points. The engagement followed my 2nd-place finish in the Canadian Marketing League pre-season case. I researched competitors and the company's existing loyalty partnerships, found gaps in the offering and room to expand across provinces, and delivered the pitch to the CEO.

  • Market research
  • Competitive analysis
  • Go-to-market strategy
Cnflnc CounselApril – August 2023 Associate Researcher Literature reviews and market analysis on branding, and client-ready go-to-market presentations.

I ran literature reviews and market analysis on branding, researched go-to-market frameworks, and built client-ready presentations with execution roadmaps and timelines. I also managed the internal research archive.

  • Market analysis
  • Go-to-market frameworks
News BulbMay – July 2023 Digital Operations & Analytics Intern Ran B2B lead generation and listings across Indiamart, Google and Justdial.

I managed B2B lead generation and listings across Indiamart, Google and Justdial and compared channel performance to find the sources that converted best. I built marketing and reporting automations that cut manual work, and tracked engagement and traffic to guide content and outreach.

  • Lead generation
  • Reporting automation
Teen Talks MoneyJune – September 2022 · India Financial Literacy Content Strategist Turned investing, personal finance and markets concepts into content for a teen audience.

I wrote investing, personal finance and markets content for teenagers, worked with the research team to source and fact-check the material, and coordinated collaborations that grew the platform's reach.

  • Personal finance
  • Written communication

Founded and led

Co-founder, past presidentFounded 2024 · Victoria, BC UVic Entrepreneurship Club Co-founded the club and ran the first pre-core case competition at Gustavson.

I co-founded the club under the UVic Commerce Students' Society. We ran the first pre-core case competition at Gustavson in March 2024, and built the club around guest speakers and workshops for students who want to start something of their own.

  • Co-founder
  • First pre-core case competition
Co-Chair, twiceJanuary 2025 and January 2026 · Victoria, BC Greater Victoria Business Banquet Co-chaired the UVic Commerce Students' Society banquet two years running.

I co-chaired the banquet for the UVic Commerce Students' Society in both years: about 150 guests in January 2025 and 200 in January 2026. I owned the budget, the venue and the vendors each time.

  • 200 guests in 2026
  • Budget and vendors
Founder, past presidentJune 2021 – July 2023 · Bangalore, India Interact E-Club of Rotary Bangalore Green City Founded the club in high school and led it as president.

I founded the club and led it as president, working with District 3190 of Rotary International. That meant planning the club's activities with the board of directors and appointing its members.

  • Founder
  • Rotary International
Founder2024 · Bangalore, India Freeze drying business Set up an operation to make and sell healthy, shelf-stable food.

Started after my own problem: as an international student I struggled to find food that was both healthy and shelf-stable. Freeze-drying keeps most of the nutrition in a food while making it light and long-lasting, so I set up an operation to make and sell it.

  • Founder

Skills

What I work with

Valuation and modelling
  • DCF
  • Relative valuation
  • Monte Carlo simulation
  • Scenario and sensitivity analysis
  • Capital deployment models
  • NPV and payback
AI and automation
  • Claude Code
  • AI skills
  • Multi-agent pipelines
  • Python
  • Workflow automation
Consulting
  • Process mapping
  • Cohort analysis
  • Market entry
  • Go-to-market
  • Dashboard design
Tools
  • Excel
  • Google Sheets
  • Google Workspace
  • Git
Languages
  • English
  • Hindi

Contact

Get in touch

I'm open to roles in consulting, AI and finance, and I'm happy to talk about any of the projects here. LinkedIn is the fastest way to reach me.

Message me on LinkedIn GitHub